We all do our best to manage our financial affairs, but few of us have never felt an occasional financial squeeze. What do you do when you need some cash and you need it quick, but borrowing money is not an option? The following five ways to make some quick cash are a good start:
Don’t Buy Food
Of course you have to eat, but I’ll bet you have more food in your house than you think. Force yourself to eat only the food you currently have in the house before going food shopping again. That means not going to restaurants either, but you probably couldn’t afford it anyway. You may be surprised by how long your food supplies last before having to go shopping, or how much extra cash you suddenly have on hand that you would have otherwise spent on food.
Newspaper delivery routes are always available, just call your local paper and ask for one. Gone are the days when delivering papers was just for kids. You will definitely not be the only adult with a route. It is also a great way to learn all the streets in your neighborhood and meet all your neighbors. The tips can be surprisingly good, plus all that extra exercise will be good for you. Another great thing about delivering papers is the schedule. You can have your papers all delivered before most people are up. Although this may seem rough, its nice to know you can earn some money before you have to even be to your real job!//x
Stop and think, and I’ll bet you come up with painting, cooking, or some kind of one time job you can do that others will pay you for. Everybody has a marketable talent, so turn yours into quick cash. Think of some things that you are good at and advertise that skill to everyone you know. Place a free add online. Get the word out there that you have a skill people need and are willing to help them for a small fee. A lot of people are in need of help and either are too busy or unable to do it themselves so if you can line yourself up with those people you will be sure to make some quick cash.
Certainly you must have an appliance, a musical instrument, jewelry or whatever that you can turn into quick cash. Best of all, you can get your stuff back later when your financial crisis is past. Pawn shops have been a major source of comsumer credit longer than banks have. It is a way you can leverage some money if your credit is too poor to get a loan.
Consider the people who live near you who have dogs and would welcome someone to walk the dog for them. If you are good with animals, then this is a job that can be surprisingly profitable. People will pay for their pets. This is a very entrepreneurial way of coming up with money but one that can bring satisfaction not only to the pet owners you serve, but to yourself in knowing you have worked and earned money for yourself.
With any luck your financial difficulties will soon pass. Until they do, consider using your food reserves, delivering papers, doing odd jobs, pawning things or walking the dog. One of these is bound to produce cash, thereby getting you over the hump and on your way to better fiscal health. What ever you decide to do to get some quick cash is up to you, but the important thing to remember is the importance of managning your finance in a resposible way with the future in mind. Once you get back on your feet, take a look at your finances and set up a budget so you can ensure yourself that you never get into a financial pinch again.